A small investment made at this point can assist you in adulthood . Under Pradhan Mantri Shram Yogi Maandhan Yojana, the govt has arranged pension for the younger generation. If you invest Rs 55 per month during this scheme, after the age of 60, your pension are going to be arranged. Under this scheme, after 60 years, there's a provision of pension of Rs. 3000 per month. After investing during this scheme, you'll not need to depend upon anyone after the age of 60. allow us to tell you about this scheme intimately .
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A contribution of Rs. 55 will get 33000 pension
The scheme features a monthly contribution of Rs. 55 to Rs. 200 counting on the age. If you join the scheme at the age of 18, you'll need to contribute Rs 55 per month, Rs 100 at the age of 30 and Rs 200 at the age of 40.
If you join this scheme at the age of 18, you'll contribute Rs. 660 once a year . On doing so for 42 years, the entire investment are going to be Rs 27,720. After which you'll get a pension of Rs. 3000 per month for all times . the govt will contribute the maximum amount because the account holder will contribute.
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Who can open an account
Under this scheme, people from unorganized sector can open an account or people whose income is a smaller amount than Rs 15,000. The regulation is eighteen to 40 years. If you have already got an EPF / NPS / ESIC account, your account can't be opened. Income should also not be taxable.
Know the principles
The scheme has got to be contributed consistent with different ages. If one joins the scheme at the age of 18, he will need to deposit Rs 55 per month. Similarly, for a 29-year-old, the quantity is Rs. While 40 year olds will need to contribute Rs 200. This amount has got to be deposited till the age of 60 years.
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Register this easily
To register for Pradhan Mantri Shramayogi Mandhan Pension Yojana, first you've got to travel to the closest CSC center. After this, the knowledge about Aadhaar card and bank account or Jan Dhan account that you simply have are going to be given along side the IFSC code. for instance you'll show your passbook, checkbook or statement as proof. you'll also register a nominee when opening an account.
After entering your details on the pc , you'll get the monthly contribution information manually. Once this process is complete you'll need to make your initial contribution within the sort of cash. After this your account are going to be opened. After this you'll get Shram Yogi card. you'll get more information about this scheme on the toll free number 1800 267 6888. After calling this number, you'll also take full information detail over the phone.
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More than 39 lakh people have joined the scheme
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So far more than 39 lakh registrations have been made in this scheme. Any Indian citizen can join PM Shram Yogi Mandhan Yojana. For this, his age should be between 18 to 40 years. Anyone who wants to join the scheme should not have a monthly income of more than Rs 15,000. If the beneficiary dies for any reason while receiving the pension, then there is a provision to give 50% pension to his wife as a pension.
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