💰Instant personal loan app, Online apply loan, Less info for get loan, Kredit
Loan Amount: from Rs 1,500 to Rs 60,000;
Loan Tenure: from 3 to 6 months;
Interest Rate: 0.07% per day (25.55% per annum);
Processing Fee: Ranges from Rs 90 ~ Rs 2,000 for one-time charge, which depends on the loan amount and the application details;
GST: 18% of the Processing Fee in accordance with the policy and laws of India;
APR: Up to 74.2% (Annual Percentage Rate including Interest, Processing Fee and GST);
Example:
For a 6-month loan of ₹10,000 for 180 days with interest rate @25.55% per annum,
Interest = ₹10,000 * 25.55% / 365 * 180 = ₹1,260;
Processing Fee = ₹620;
GST = ₹620 * 18% = ₹111.6;
The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = ₹10,000 + ₹1,260 + ₹620 + ₹111.6 = ₹11,991.6;
APR = (₹11,991.6 - ₹10,000) / ₹10,000 / 180 * 365 = 40.39%;
CashBean is India’s leading digital lending mobile based personal loans platform. CashBean is a product of P C Financial Services Private Limited, registered under RBI. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.
Get safe, fair, convenient, and affordable online loans on CashBean – Indian’s best personal loan app.
Why CashBean?
1. No credit history required
2. Paperless and digital process on your mobile
3. Get 24*7 access to loan anytime, anywhere
4. Efficient Application Review
5. Disburse to your connected account once approved
6. Available Pan India
7. As the credit score grows, the sanctioned amount gradually increases
8. Variety of convenient repayment options
Eligibility:
1. Indian Resident
2. 18-56 years old
3. Source of a monthly income
How it works？
1. Install the CashBean App from the Play Store
2. Register an account
3. Select the product you would like to apply for
4. Fill out the contents, then submit the application
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved
6. Provide the consent with the loan agreement after the approval
7. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent
Security:
All the transactions are secured via a 256-bit SSL encryption.
Contact Us:
Customer Service Email: cashbean.help@pcfinancial.in
Customer Service Hot line: 18005728088, 0124-6036666
Address: Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037.
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