In fact, many companies promise to offer loans at attractive interest rates in a short period of time. The latter is forced to recover the remaining amount. The popularity of such services increased during the Corona period among people going through economic hardships.
What's the whole matter?
Hyderabad Joint Commissioner of Police Avinash Mohanty said 30 loan apps were running in all the four offices. These apps provided loans to people at 35% interest without RBI approval. That means the money was going to double in three months. These mobile apps used to scare and intimidate the borrowers if the loan installment was not paid on time. The whole affair came to light when three people committed suicide in Hyderabad after being harassed by these threats and harassment.
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Did the RBI appeal for caution?
People are falling prey to digital fraud in the cycle of quick loans. So don't take a loan through mobile apps. Because your documents may be tampered with.
Check all records of the lending company. Such companies charge customers high interest rates, as well as hidden charges that are not initially known to customers.
Where do you complain about this type of fraud?
You can complain online by going to the link https://sachet.rbi.org.in/.
તમે https://sachet.rbi.org.in/ લિંક પર જઈને ઓનલાઈન ફરિયાદ કરી શકો છો.
How to identify a fraudulent loan?
According to the RBI, all digital lending apps must disclose to the customer the bank or NBFC through which they make futures.
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